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Member id:A9147**** effective from 15-Jul to 15-Sep 16) Travel Insurance with Tokio Marine HCC-Insubuy-Altas

My Father traveled to US for 2 months, landed on 15-Jul , he had seizure and shoulder dislocation on 24-jul. called 911 and he was admitted to hospital for 5 days and later followup appointment.

doctor where unable to conclude it was because sleep apnea or blood clot or something else.Wording the report says 'Inconclusive'.

My father doesn't have sugar or blood pressure or sleep apnea history , never seen a doctor for past 10 years.Age 77

I have various bill totaling to $77k and Tokio Marine HCC-Atlas easily denied it, with code 58, saying sleep apnea is determined to be pre-existing condition and hence seizure occurred.

If there any lawyer out there to review this and please help me , this means no body can travel to US with travel insurance and get bankrupt.

Hospital used was Houg and it is within network of Tokio.

email :clncool@***.com

Reason of review: Problems with payment.

Monetary Loss: $77000.

Preferred solution: Full refund.

Location: Aliso Viejo, California

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